Contract Problems

Wouldn't you know it, not 10 minutes after my last post but I already have a headache to blog about.

So I'm walking back from the bank, I had just gotten my income verification, when I gave my realtor a call. He says, "We have one more hurdle to jump through with the contract."
Oh my god, my heart just sank!!
So I know that National Bank of Kansas won't give you "extra" money on your loan for home improvements, etc. I know this because I asked-- the one thing I HATE HATE HATE about the house is the master bath / closet sitch. You have to go into the (already a little cramped) master bath in order to access the closet. What? Who's idea was that?? What if Andrew is in the bathroom and I need to find shoes... or something??? Well anyway, I wanted to take off the doorframe from the closet door and patch that over w/ drywall, and then create like an arch or a cut-out or something from the bedroom itself into the closet.
But that's a story for another day (and a larger budget). The point is, NBK wouldn't fund my nonsense. So we had standard contract language that said "this includes any built-in speakers, blinds...." so on and so forth. But the new underwriter at NBK is being a TOTAL bureaucrat and won't approve the contract without an addendum stating that the price of the house was not inflated to get those things. What!
So now my realtor has to WRITE UP an addendum... get it to me... get it to the seller's agent (who is so awful, we're pretty sure he's on crack)... get the seller's agent to get it to the seller... get it faxed back... and hopefully get everything approved so that I can close at 11AM ON FRIDAY!!!
...Because I have appliances, couches and a kitchen table being delivered Saturday morning. Gah!!